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For example, if the insured died even though engaging in a harmful hobby, such as skydiving or scuba diving, insurers usually refused to spend the claim. If you survive the contestability period, such misrepresentations generally don’t avoid positive aspects from getting paid. Policies have contestability periods that generally remain in effect for two years right after they’re bought, says Glenn Kantor, a life insurance coverage attorney in San Diego. Verify out our overview on getting financial protection with accident insurance…